Home to Home Facility

Buy a new home before you sell your existing one

It’s frustrating and perhaps even heartbreaking. You find the perfect home, but you haven’t sold your current home yet.

Until now, the only way to secure that new home came with some nasty pitfalls.

You could sign a contract “subject to the sale of your existing home”, but vendors are often reluctant to accept these terms. Even if they do sign, you’re then pressured into selling your current home fast, for a lower price.

The better way
You can secure your new home now without sacrificing your bargaining power and save thousands of dollars along the way.

With The Rock Building Society’s Home-to-Home Loan, it’s like having “two loans in one” while you sell your existing home.

Features

• 12 months to sell your old home so you have breathing space to wait until you get the best price for your old home - and you the freedom to negotiate the purchase of your new home without conditions. At the end of the day, that can mean thousands more in your pocket.
  
• During the first 12 months you only make repayments on what the loan balance will be after your home is sold, not the total amount of your debt. The interest component for the additional funds are covered under the lending arrangements.
  
• With traditional bridging loan you generally incur a higher rate. This is not the case with The Rock, as the rate charged is the same as our other home loan products.
  

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