Home and Contents Insurance
At The Rock we understand that everyone is unique, therefore people need different types and levels of home insurance cover. So no matter if you need generous ‘new for old’ replacement home insurance cover; alternate accommodation for up to 12 months; cover for paintings, tapestries and other works; or just about anything else, we have the home insurance cover to suit you.
CGU Home Insurance policies through The Rock cover more than you expect. In addition to our competitive rates and flexible premium payment options, our home insurance policies also provide cover for frozen foods and misuse of credit cards.
Key Features of Home and Contents Insurance
- Easy payment options including pay-by-the-month at no extra cost
- Apply easily online for home and contents insurance
- Listed events - standard protection against fire or explosion, theft or attempted theft, lightening, earthquake, storm, rainwater or wind damage, and even a vehicle running into your home
- Additional home and contents insurance cover for valuables – cover for precious valuables, including jewelry and cameras
- Flood cover now included for home and contents policies
Request a Quote
Summary of Home and Contents Insurance Key Benefits
Use the table below to find out the key benefits of our home and contents insurance to decide which cover is best for you. If you need assistance or more information, please call us on 1300 725 900, or drop into your nearest The Rock Branch.
| Home and Contents Insurance Key Benefits |
Accidental Damage |
Listed Events |
| Accidental Damage cover |
Yes |
Fixed glass and windows only |
| Accidental Loss cover |
Yes |
No |
| Electrical burnout of motors and pumps less than 15 years old |
Yes |
Yes |
| Replacement of keys and repair and re-coding of locks and barrels for either external doors or windows |
Unlimited |
Up to $1,000 |
| Money and negotiable documents |
Up to $1,200 |
Up to $750 |
| Credit card loss liability |
Up to $5,000 |
Up to $5,000 |
| Works of art including paintings and rugs |
Up to $20,000 per item, unless specified separately |
Up to $20,000 per item, unless specified separately |
| Loss of frozen foods as a result of domestic freezer failure |
Unlimited |
Up to $500 |
| Loss of frozen food from any cause |
Unlimited |
No |
| No loss sharing penalty for underinsurance |
Yes |
Yes |
| New for old contents cover |
Yes |
Yes |
| Liability cover |
$20 million |
$20 million |
| Monthly payment option |
Yes |
Yes |
| Monthly payment option |
Yes |
Yes |
| Australia wide: |
|
|
| - Bicycles |
Yes |
No |
| - Mobile phones (up to $2,500) |
Yes |
No |
| - Photographic equipment (up to $2,500) |
Yes |
No |
| - Camping equipment |
Yes |
No |
Payment Options for Home and Contents Insurance
We make it easy for you to pay your premium. With our EasyPay insurance options you can pay your home and contents insurance premium monthly from your selected account. That means you’ll avoid those once-a-year payments and you won’t have to keep track of different renewal dates. You can also add or amend your cover anytime and, best of all, pay-by-the-month at no extra cost. Of course, if you’d prefer to pay your home and contents insurance premium annually, you can, the choice is yours.
How to Apply for Home and Contents Insurance
- Request a quote online
- Call our insurance experts on 1300 725 900, or
- Drop into your nearest Rock Branch
For more information about our home and contents insurance call 1300 725 900 or visit your nearest Branch to talk about your needs.
Are You Under Insured?
Unfortunately, most people don’t know how much insurance they actually need until it’s too late.
At The Rock, our staff is experienced in determining the best CGU insurance policy to meet your specific needs and work with you to ensure you are fully covered for any eventuality.
To find out how much cover you need for you home and contents insurance click on the links below.
More Information
For more information call 1300 725 900 or visit your nearest Branch to talk about your needs.
The Rock Building Society Limited (The Rock) acts under its own AFS Licence Number and under an agreement with CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU). Before making decisions about the insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement (PDS). CGU’s normal underwriting terms and conditions and acceptance criteria apply. Terms and conditions apply.