Motor Vehicle Insurance
CGU Motor Vehicle Insurance policies through The Rock give you the freedom to choose the most suitable insurance cover for your needs. The Rock and CGU offer Comprehensive, Third Party, Fire and Theft and Third Party Property Damage motor vehicle insurance policies providing extensive coverage that is value for money.
Key features of Motor Vehicle Insurance
- Cover for replacing your vehicle after a total loss with a new vehicle if your vehicle is:
- less than two years old and not travelled more than 30,000 kilometres (at no extra cost)
- more than two years old, but less than three years old, and has not travelled more than 50,000 kilometres
- Cover for hire vehicle costs after theft or attempted theft until your vehicle is recovered and repaired, or until we settle your claim if your vehicle is a total loss up to a total of 14 days, whichever is shortest (at no extra cost)
- Liability cover up to $30,000,000 (at no extra cost)
- Cover for trailer loss or damage if it’s attached to your vehicle, as a result of an accident we have agreed to cover, up to $1,000 (inc GST (at no extra cost))
- Cover for emergency or temporary repairs as a result of an accident up to $500 (inc GST) per incident (at no extra cost)
- Easy car insurance payment options including pay-by-the-month insurance at no extra cost
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Motor Vehicle Insurance Policy Choices
- Motor Vehicle Insurance Policy
This flexible and value for money motor vehicle insurance policy provides cover for loss or damage to your car, motorcycle, trailer or horse float.
Contents Calculator
- Nominated Driver Car Insurance Policy
Motor Vehicle Insurance premium is calculated on the basis that your car will be driven by no more than two nominated drivers who are 25 years of age or over. This is only available for cars.
- Nominated Driver Low Kilometre Motor Vehicle Insurance Policy
Motor Vehicle Insurance premium is calculated on the basis that your car will be driven by no more than two nominated drivers who are 25 years of age and over and will not be driven more than 10,000 kilometres during your period of insurance. This is only available for cars.
Motor Vehicle Insurance Cover Choices
- Comprehensive Motor Vehicle Insurance
Covers your car, motorcycle, trailer or horse float for loss or damage and also covers you for legal liability for loss or damage to another person’s vehicle or property.
- Third Party Fire and Theft Motor Vehicle Insurance
Covers your car or motorcycle for loss or damage by fire or theft and also covers you for legal liability for loss or damage to another person’s vehicle or property.
- Third Party Property Damage Motor Vehicle Insurance
Covers you for legal liability for loss or damage to another person’s vehicle or property when you have insured your car or motorcycle.
Use the table below to find out the key benefits of our home and contents insurance to decide which cover is best for you. If you need assistance or more information, please call us on 1300 725 900, or drop into your nearest The Rock Branch.
| Cover |
Comprehensive (available for your car, motorcycle, trailer or horse float) |
Third Party Fire & Theft (available for your car or motorcycle) |
Third Party Property Damage (available for your car or motorcycle) |
| Uninsured motorist damage |
Full cover |
Yes |
Yes |
| Earned no claim bonus protection |
Yes |
No |
No |
| Replacing your vehicle after a total loss |
Yes |
No |
No |
| Hire vehicle costs after theft or attempted theft |
Yes |
Yes |
No |
| Liability cover |
$20m |
$20m |
$20m |
| Windscreen Extension Option |
Yes |
No |
No |
| Trailer Damage |
Yes |
Yes |
No |
| Baby capsules and child seats |
Yes |
Yes |
No |
| Emergency repairs |
Yes |
Yes |
No |
| Personal items |
Yes |
No |
No |
| New for old contents cover |
Yes |
Yes |
No |
| Re-coding of locks and barrels after theft of keys |
Yes |
Yes |
No |
| Removal of debris |
Yes |
Yes |
No |
| Storage costs |
Yes |
Yes |
No |
| Towing your vehicle |
Yes |
Yes |
No |
Payment Options for Motor Vehicle Insurance
We make it easy for you to pay your premium. With our EasyPay insurance options you can pay your home and contents insurance premium monthly from your selected account. That means you’ll avoid those once-a-year payments and you won’t have to keep track of different renewal dates. You can also add or amend your cover anytime and, best of all, pay-by-the-month at no extra cost. Of course, if you’d prefer to pay your home and contents insurance premium annually, you can, the choice is yours.
How to Apply for Home and Contents Insurance
- Request a quote
- Call our insurance experts on 1300 725 900, or
- Drop into your nearest Rock Branch
For more information about our home and contents insurance call 1300 725 900 or visit your nearest Branch to talk about your needs.
More Information
For more information call 1300 725 900 or visit your nearest Branch to talk about your needs.
The Rock Building Society Limited (The Rock) acts under its own AFS Licence Number and under an agreement with CGU Insurance Limited ABN 27 004 478 371 AFSL 238291 (CGU). Before making decisions about the insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement (PDS). CGU’s normal underwriting terms and conditions and acceptance criteria apply. Terms and conditions apply.