The Rock Building Society Limited
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How to apply for a Home Loan with The Rock
Your loan needs are important to us and should you complete the forms below, we will call you:

  1. Apply on-line
  2. Download application and post or fax to us

How do you contact The Rock Building Society?
Email your contact details to us (or call us on 1800 806 645) and one of our Home Loan Consultants will call you, at a convenient time for you, and we will complete the loan application form. We will subsequently need to get you to sign the form and to send in proof of income and any other relevant documentation to support your application.

Apply On-line
Complete all relevant sections of the application form. Phone our Home Loan Hotline on 1800 806 645 (or email us) if you need any assistance in completing the application form. One of our Home Loan Consultants will contact you about your application. You will need to post or fax us supporting documentation, as outlined in the application form. Please note that we will need to sight originals or have a certified copy of the original.

Download Application
You can download the application form from this website, and complete it at your leisure. You will need to post or fax us supporting documentation, as outlined in the application form. Please note that we will need to sight originals or have a certified copy of the original.

You will need Acrobat Reader to Print this form - Click here to download from Adobe if not installed on your computer. To download the Loan Application and the Quick Assessment form, which are PDF files you will need Adobe Acrobat ® Reader.

Approval of Your Application
Most loan applications are conditionally approved within 48 hours of us receiving all the necessary information.

The timing of final approval depends on how long it takes to get an independent valuer to inspect the property offered as security (it can take time to obtain access to the property).

We will advise you promptly when approval is finalised, and our solicitors will be instructed to prepare the necessary loan documentation.

Details we will need.

Before we can finalise your loan we will need the following information from you (the earlier you can get it to us the better):

The two most recent consecutive pay slips

latest tax return OR group certificate

if self-employed - last two years company/business tax returns with a full set of financial accounts (i.e. P&L plus Balance Sheet) for each year AND last two years personal returns including the most recent tax assessment notice

proof of rental or other income

signed Contract of Sale (if property purchase)

latest rates notice/receipt (if a refinance)

evidence of savings (eg. bank statements)

recent loan account statements

recent credit card statements

building contract and plans

proof of identity if not already a Rock client

confirmation of property insurance cover