Personal
Don't Forget To...
Insure the property you are buying
You need to check the law in your state regarding responsibility for insuring the property. In most states the property becomes your risk on settlement, but in Queensland for example, the property becomes the buyer’s risk from 5:00pm on the first business day after the Contract Date. Contents insurance will need to be transferred on the day you move. Click here to find out about our competitive home and contents insurance, or contact our RockSure insurance specialists for further advice and assistance.
Apply for finance early in the buying process
This ensures you know how much you can afford, and eliminates the risk of any last minute panic to meet the finance clause deadline.
To find out what’s involved see Apply for a Loan.
Review your mortgage repayment insurance
Mortgage Repayment Insurance provides you with peace of mind knowing you will be able to meet repayments should something happen to you such as an accident or illness. It also protects your debt, keeping your repayments up to date, which in turn protects your credit rating.
Book removalists
Check out the websites of some of the well-respected companies, as many of them provide useful checklists and tips for moving.
Notify change of address
It can be difficult remembering everyone so it is a good idea to make a list. This may include:
- family and friends
- employer
- banks and financial institutions
- insurers
- automobile association
- Department of Transport (drivers licence & vehicle/boat registration)
- doctor/dentist/vet
- schools (if not changing)
- clubs and charities
- health fund
- accountant
- share registries/stockbroker
- electoral office
- direct mail suppliers
Arrange mail redirection
For a small fee you can instruct Australia Post to redirect any mail addressed to your old residence. Two or three months should be sufficient until you ensure you have notified anyone of importance.
Arrange for billing, disconnection and re-connection
of utilities
Contact electricity, gas, telephone and Pay TV suppliers to arrange meter reading /disconnection at current address and to ensure services will be connected at your new home.
- Cancel and/or redirect any deliveries.
- Collect dry cleaning, any items you have lent to neighbours, etc.
- Return library books, videos and any other items you have borrowed.
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