| FEATURES |
HOME LOANS |
Advantage
Plus |
Standard Variable |
Fixed |
Rock Star pack |
Home-to-home |
Lo Doc |
| Application fee |
$600 |
$600 |
$600 |
Nil |
$600 |
$600 |
| Up to six mortgage off-set accounts |
No |
 |
 |
2 only |
 |
 |
| Free redraw (minimum $1,000). |
 |
 |
 |
 |
 |
 |
| Additional repayments |
 |
 |
 |
 |
 |
 |
| Splits. |
6 |
6 |
6 |
6 |
2# |
6 |
| Years of interest only |
5 |
5 |
5 |
5 |
5** |
5 |
| Payments weekly, fortnightly or monthly |
 |
 |
 |
 |
 |
 |
| Loan term of up to 30 years. |
 |
 |
 |
 |
 |
 |
| Free Internet*** and telephone banking |
 |
 |
 |
 |
 |
 |
| Administration fee |
Nil |
$5 pm |
$5 pm |
$300 pa |
$5 pm |
$5 pm |
| Available as a line of credit |
X |
 |
 |
 |
X |
 |
| ** on remaining debt only |
| *** Excluding pre-arranged future payment |
| # 2 Compulsory pm - per month pa - per annum |
| Information effective 30 September 2008. Product availability and features subject to change without notice. Other fees and charges my be payable. |