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The Rock offers a variety of lending facilities to suit a diversity of individual circumstances.
 Variable Rate
A loan where the interest rate can change at any time during the life of the loan. Generally, interest rate changes are influenced by
rate movements dictated by the Reserve Bank of Australia.
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Fixed Rate
You can fix your loan interest at an agreed rate for 1, 2, or 3 years, after which it will revert to The Rock's
standard variable rate. Alternatively, you can fix it again, or for the cost of the switch fee, change to a different product.
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Interest Only
A loan facility where no principal repayments are required, initially for up to three years.
This is often attractive to investors.
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Line of Credit
A flexible loan facility, secured by residential real estate, that enables you to access funds as you need them.
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Home-to-Home Facility
Complete the purchase of your new home before you have sold your existing one.
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Construction Facility
The Rock takes control of progess payments to the builder and you pay interest only on the amount drawn down to date during construction of your new home.
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Mortgage Offset Facility
A savings account with CashCard, chequebook, internet and telephone accesswhere interest earned reduces the interest payable on your home loan.
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