Personal
Rock Star Package
ROCK STAR SPECIAL
(valid from 4 September 2009. May be withdrawn without notice).
A discounted rate of 1.00% less than the Standard Variable rate is available to new loan borrowings* over $250,000. Features include up to two 100% offset accounts, up to six loan splits, no monthly fee and additional payments with no penalty.
*This offer is available for new loan borrowings only and is not available to refinance or pay out an existing Rock Building Society loan.
The Rock Star Pack home loan is designed to give you flexibility in reaching your financial goals. There are a number of rewards
from interest rate discounts to savings on our competitive range of products. As an added bonus the discounts will remain for as long
as you are a Rock Star Package customer.
The Rock Star Package has been designed with flexibility in mind. You have the choice of a variable rate loan or the convenience of a
line of credit. Combine the special discounts with the ability to pay extra and the benefit of a 100% offset account and you have a
loan that helps you to own your home sooner.
For only $300 per year (Annual Pack Fee) and minimum Rock Home Loan borrowings of $100,000 you too can receive the benefits of a
Rock Star Package.
Key Features
- Discounted interest rate (see our latest rates)
- Up to six loan splits available
- Make additional repayments whenever you choose, without penalty (unless fully repaid within 4 years)
- No loan application fee
- No monthly fee
- Up to two 100% Mortgage Offset accounts available
- Fee free redraw (minimum $1,000)
- Internet banking
- Phone banking
Click here to find out more about the Rock Star Pack qualifying criteria.
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The Rock offers a variety of lending facilities to suit a diversity of individual circumstances.
 Variable Rate
A loan where the interest rate can change at any time during the life of the loan. Generally, interest rate changes are influenced by
rate movements dictated by the Reserve Bank of Australia.
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Fixed Rate
You can fix your loan interest at an agreed rate for 1, 2, 3 or 5 years, after which it will revert to The Rock's
standard variable rate. Alternatively, you can fix it again, or for the cost of the switch fee, change to a different product.
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Interest Only
A loan facility where no principal repayments are required, initially for up to three years.
This is often attractive to investors.
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Line of Credit
A flexible loan facility, secured by residential real estate, that enables you to access funds as you need them.
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Home-to-Home Facility
Complete the purchase of your new home before you have sold your existing one.
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Construction Facility
The Rock takes control of progess payments to the builder and you pay interest only on the amount drawn down to date during construction of your new home.
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Mortgage Offset Facility
A savings account with CashCard, chequebook, internet and telephone accesswhere interest earned reduces the interest payable on your home loan.
Click for more... |
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