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Rates

Please Note: Comparison rate calculated on a loan amount of $150,000 over 25 years for a secured loan. Rock Star Pack $250,000 plus, comparison rates calculated on loan amount of $250,000 over 25 years.

Unless indicated the rates are for both personal and investment purposes.

Full comparison rate schedule available here.

Rock Star combination loan comparison rate schedule available here.

Effective 18 August 2008

Variable Rate Loans Interest Rate Comparison Rate*
Standard Variable Rate 9.72% p.a. 9.82% p.a..
Standard Line of Credit 9.72% p.a. 9.82% p.a.
Rock Advantage + 9.04% p.a. 9.14% p.a.
Rock Star pack
($100,000 - $249,999)		 9.22% p.a. 9.47% p.a.
Rock Star Pack
($250,000 Plus)		 8.97% p.a. 9.12% p.a.
Lo Doc & Lo Doc Line of Credit 10.42% p.a. 10.52% p.a.
     
Fixed Rate Loans Interest Rate Comparison Rate*
Fixed 1 Year
Standard Fixed 9.25% p.a. 9.76% p.a.
Line of Credit 9.25% p.a. 9.76% p.a.
Lo Doc Standard 9.95% p.a. 10.46% p.a.
Lo Doc Line of Credit 9.95% p.a. 10.46% p.a.
Fixed 2 Years
Standard Fixed 9.25% p.a. 9.71% p.a.
Line of Credit 9.25% p.a. 9.71% p.a.
Lo Doc Standard 9.95% p.a. 10.41% p.a.
Lo Doc Line of Credit 9.95% p.a. 10.41% p.a.
Fixed 3 Years
Standard Fixed 9.20% p.a. 9.65% p.a.
Line of Credit 9.20% p.a. 9.65% p.a.
Lo Doc Standard 9.90% p.a. 10.35% p.a.
Lo Doc Line of Credit 9.90% p.a. 10.35% p.a.
Fixed 5 Years
Standard Fixed 9.10% p.a. 9.52% p.a.
Line of Credit 9.10% p.a. 9.52% p.a.
Lo Doc Standard 9.80% p.a. 10.21% p.a.
Lo Doc Line of Credit 9.80% p.a. 10.21% p.a.

Don't just look at
the rate!

There are a number of other factors that you need to consider when determining the most cost effective home loan for you:

Does it allow you to minimise interest with a 100% Mortgage Offset Facility?

Can you make additional repayments without penalty?

Are you able to redraw funds at no cost?

Are you able to change your interest from fixed to variable, or vice versa?

Can you keep the same mortgage when you move house?

Is there an expensive up-front fee?

What are the on-going account keeping fees?

We would be happy to help you determine the best loan for you with the answers to these questions.

Call us on 1800 806 645 or email us and we will get back to you.

Rock Star combinations available...

READ MORE...

 

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