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| Personal |
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Personal
Home Loan Rates
Please Note: Comparison rate calculated on a loan amount of $150,000 over 25 years for a secured loan. Rock Star Pack $250,000 plus, comparison rates calculated
on loan amount of $250,000 over 25 years.
Unless indicated the rates are for both personal and investment purposes.
For a PDF print version of the rates table below, click here.
Effective 01 July 2010
| Variable Rate Loans |
Interest Rate |
Comparison Rate* |
 |
| Standard Variable Rate |
7.64% p.a. |
7.74% p.a.. |
|
| Standard Line of Credit |
7.64% p.a. |
7.81% p.a. |
|
| Rock Advantage + |
6.96% p.a. |
7.00% p.a. |
|
Rock Star pack
($100,000 -
$249,999) |
7.14% p.a. |
7.39% p.a. |
|
Rock Star pack Special
($100,000 -
$249,999) |
6.94% p.a. |
7.19% p.a. |
|
Rock Star Pack
($250,000 Plus) |
6.89% p.a. |
7.04% p.a. |
|
Rock Star Special
($250,000 Plus) |
6.64% p.a. |
6.79% p.a. |
|
Rock Star Line of Credit
($100,000 - $249,999) |
7.14% p.a. |
7.39% p.a. |
|
Rock Star Line of Credit Special
($100,000 - $249,999)# |
6.94% p.a. |
7.19% p.a. |
|
Rock Star Line of Credit
($250,000 plus) |
6.89% p.a. |
7.04% p.a. |
|
Rock Star Line of Credit Special
($250,000 plus) |
6.64% p.a. |
6.79% p.a. |
|
| Lo Doc |
8.34% p.a. |
8.44% p.a. |
|
| Lo Doc Line of Credit |
8.34% p.a. |
8.51% p.a. |
|
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|
| Fixed Rate Loans |
Interest Rate |
Comparison Rate* |
|
| Fixed 1 Year |
|
| Standard Fixed |
6.79% p.a. |
7.64% p.a. |
|
| Line of Credit |
6.79% p.a. |
7.72% p.a. |
|
| Rock Star Package ($100,000 - $249,999) |
6.79% p.a. |
7.35% p.a. |
|
| Rock Star Package ($250,000 plus) |
6.79% p.a. |
7.08% p.a. |
|
| Rock Star Line of Credit ($100,000 - $249,999) |
6.79% p.a. |
7.35% p.a. |
|
| Rock Star Package ($250,000 plus) |
6.79% p.a. |
7.08% p.a. |
|
| Fixed 2 Years |
|
| Standard Fixed |
7.29% p.a. |
7.66% p.a. |
|
| Line of Credit |
7.29% p.a. |
7.73% p.a. |
|
| Rock Star Package ($100,000 - $249,999) |
7.29% p.a. |
7.42% p.a. |
|
| Rock Star Package ($250,000 plus) |
7.29% p.a. |
7.16% p.a. |
|
| Rock Star Line of Credit ($100,000 - $249,999) |
7.29% p.a. |
7.42% p.a. |
|
| Rock Star Package ($250,000 plus) |
7.29% p.a. |
7.16% p.a. |
|
| Fixed 3 Years |
|
| Standard Fixed |
7.39% p.a. |
7.66% p.a. |
|
| Line of Credit |
7.39% p.a. |
7.73% p.a. |
|
| Rock Star Package ($100,000 - $249,999) |
7.39% p.a. |
7.46% p.a. |
|
| Rock Star Package ($250,000 plus) |
7.39% p.a. |
7.22% p.a. |
|
| Rock Star Line of Credit ($100,000 - $249,999) |
7.39% p.a. |
7.46% p.a. |
|
| Rock Star Package ($250,000 plus) |
7.39% p.a. |
7.22% p.a. |
|
| Fixed 5 Years |
|
| Standard Fixed |
7.89% p.a. |
7.85% p.a. |
|
| Line of Credit |
7.89% p.a. |
7.92% p.a. |
|
| Rock Star Package ($100,000 - $249,999) |
7.89% p.a. |
7.73% p.a. |
|
| Rock Star Package ($250,000 plus) |
7.89% p.a. |
7.52% p.a. |
|
| Rock Star Line of Credit ($100,000 - $249,999) |
7.89% p.a. |
7.73% p.a. |
|
| Rock Star Package ($250,000 plus) |
7.89% p.a. |
7.52% p.a. |
|
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There are a number of other factors that you need to consider when determining the most cost effective home loan for you:
 Does it allow you to minimise interest with a 100% Mortgage Offset Facility?
Can you make additional repayments without penalty?
Are you able to redraw funds at no cost?
Are you able to change your interest from fixed to variable, or vice versa?
Can you keep the same mortgage when you move house?
Is there an expensive up-front fee?
What are the on-going account keeping fees?
We would be happy to help you determine the best loan for you with the answers to these questions.
Call us on 1800 806 645 or email us and we will get back to you. |
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